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We're experts at what we do. But knowing the best techniques is only part of the process, we're also here to make you feel great. Whether you're here for a quick question, debt consolidation planning or a rate and term refinance, your comfort and happiness is of utmost importance!
Rate and term refinance takes your existing mortgage balance and recasts the term out to 360 months, or less. This lowers your monthly principal and interest payment. Let's compare some scenarios so you can make the best decision...together.
HELOC provides flexible funds that you may access when you are ready. Variable interest accumulates only on the portion you have excercised. This is good for short-term strategies.
HELOAN provides funds today with a fixed interest rate and fixed term. This is good for long-term strategies.
We deliver high-quality loan products with low rates and premium service. You will be well informed so you may make the very best decision for you and your family. We stay friends with our customers long past your purchase!
From the moment we meet, our focus is on your complete relaxation. Most people only buy 2 or 3 homes ever, so please ask questions, and take a step back from the bustle of high pressure mortgages. Come take a break with us.
Refinance? Rate-and-term or Cash-out
HELOC? DIY, same day approval, click here
HELOAN? Long term strategy
Investor? No DTI required
First time? Zero-to-3% down payment options
Repeat? 5% down
or Apply Online
D. Mallardi, Mortgage Stylist Loan Originator NMLS# 1612621 dmallardi@emortgagecapital.com
Open today | 09:00 am – 05:00 pm |
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Corporate Address 18071 Fitch Ste 200, Irvine CA 92614 NMLS Consumer Access Link click here
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